This type of policy covers accidental loss or damage to electronic equipment (e.g: computers and accessories) after a successful assembly lope rating process.

This type of policy will compensate the contributor in relation to any loss or damage to items specified in the policy schedule as a result of any unforeseen and sudden physical loss or damage or breakdown of the machinery from such reasons as: defects in casting and material, faulty design, faults at workshop or in erection, bad workmanship, lack of skills, carelessness, shortage of water in boilers, physical explosion, tearing apart on account of centrifugal forces, short circuit, storm or from any other cause not specifically excluded in the policy schedule.

This type of policy will compensate any loss or damage to perishable goods (e.g.: food items such as fish, shrimp, meat etc.) kept in cold storage which deteriorate due to any unforeseen and sudden physical loss of or damage to the machinery specified in the list of machinery and which can be indemnified under the machinery breakdown policy in force.

This type of policy covers the "Contract Works" undertaken by a contractor against any unforeseen accidental physical loss or damage it can cover also the loss or damage to third parties arising from the execution of the project.

This type of policy covers the "Erection works" undertaken by a contractor against any unforeseen accidental physical loss or damage and third party liability while completing the contract work.

This type of policy covers the contractor’s construction plant, equipment and machinery against unforeseen accidental physical loss or damage whilst being used at the construction site for the execution of the project.